ATMs

The maximum amount most ATMs in Bali allow to withdraw is half a million Rupiah. That might sound a lot, but it ain't. Half a million works out at just 36 Euro. That gives some idea of the cost of living for the locals here, although it can create a bit of a headache if you want to withdraw enough money to pay hotel bills, otherwise they slap on an extra 3% credit card charge.

The biggest challenge is making mental calculations with an exchange rate of around 14500 Rupiah to a Euro. In the first day or two it's hard to know what you are paying for anything.